LAW OFFICE OF BARRY W. ROREX, PLC

AFFORDABLE LEGAL REPRESENTATION                                                                   (520) 495-7596

Arizona Exemptions

Exempt property is property that is protected by law from creditors. In Arizona, this exempt property is defined by statute. Debtors in Arizona may not elect to utilize federal exemptions in place of these statutory exemptions. Except for the homestead exemption, most Arizona exemptions apply to each debtor, effectively allowing a husband and wife filing a joint petition to double the allowed exemption.

Please note that exemptions are set by state law and are subject to change. Furthermore, there may be additional restrictions applied to some exemptions. This list should be used only as a guideline. Each individual case should be discussed with your bankruptcy attorney.

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Law Office of Barry W. Rorex, PLC
2 East Congress Street Suite 900
Tucson, AZ 85701
(520) 495-7596
FAX (520) 838-8061






Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Law Office of Barry W. Rorex, PLC

Your Tucson Bankruptcy Attorney

Assets that are exempt by statute in the state of Arizona

Asset

Exemption Description

Law Section

Homestead

Real property, a condominium, cooperative or mobile home you occupy to $150,000; sale proceeds exempt 18 months after sale or until new home purchased, whichever occurs first husband and wife may not double

33-1101

Personal Property

Husband and wife may double all personal property exemptions

2 beds and a living room chair per person; 1 dresser, table, lamp, bedding per bed; kitchen table; dining room table and 4 chairs (1 more per person); living room carpet or rug; couch; 3 lamps; 3 coffee or end tables; pictures, paintings, drawings created by Debtor; family portraits; refrigerator; stove; television; radio or stereo; alarm clock; washer; dryer; vacuum cleaner to $4,000 total 

33-1123

Bible; bicycle; sewing machine; typewriter; burial plot; rifle, pistol or shotgun to $500 total 

33-1125

Books to $250; clothing to $500;  wedding and engagement rings to $1,000; watch to $100; pets, horses, milk cows and poultry to $500;

musical instruments to $250; prostheses, including wheelchair

33-1125

Bank deposit to $150 in one account

33-1126(A)(8)

Food and fuel to last 6 months

33-1124

Motor vehicle to $5,000 ($10,000 if disabled)

33-1125(8)

Prepaid rent or security deposit to $1,000 

or 1 ½ times your rent, whichever is less, in lieu of homestead 

33-126(D)

Proceeds for sold or damaged exempt property

33-1126(A)(5), (7)

Insurance

Fraternal benefits or society benefits

20-881

Group life insurance policy or proceeds

20-1132

Health, accident or disability benefits

33-1126(A)(3)

Life insurance cash value to $1,000 per dependent ($25,000 total) husband and wife may double

33-1126(A)(3)

Life insurance cash value to $2,000 per dependent ($10,000 total)

22-1131(D)

Life insurance proceeds to $20,000 if beneficiary is spouse or child husband and wife may double

33-1126(A)(1)

Miscellaneous

Minor child’s earnings, unless debt is for child

33-1126(A)(2)

Property of business partnership

29-225

Pensions (see also Wages)

Board of Regents members

15-1628(I)

ERISA-qualified benefits deposited more than 120 days before filing bankruptcy

33-1126(B)

IRAs

In re Herrscher, 121 B.R. 29 

(D. Ariz. 1990)

Firefighters

9-968

Police Officers

9-931

Public Safety Personnel

38-850(C)

Rangers

41-955

State Employees

38-762

Public Benefits

Unemployment compensation

23-783

Welfare benefits

46-208

Workers’ compensation

23-1068

Tools of Trade

Arms, uniforms and accouterments you are required to keep

33-1130(2)

Farm machinery, utensils, seed, instrument of husbandry, feed, grain and animals to $2,500 total husband and wife may double

33-1130(2)

Teaching aids of teacher

33-1127

Tools, equipment, instruments and books (except vehicle driven to work) to $2,500

33-1130(1)

Wages

Minimum 75% of earned but unpaid wages, pension payments; bankruptcy judge may authorize more for low-income debtors

33-1131

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