Tucson Creditor Harassment Attorneys Stop Illegal Behavior
There are many concerns surrounding personal debt, and for many people, the worst part is the constant harassment from creditors, who call at any time of day or night and even go so far as to contact relatives, employers, or neighbors. Many people who are in debt are so overwhelmed by their financial problems and intimidated by aggressive bill collectors, that they might not realize that there are federal laws that creditors must abide by. A creditor harassment attorney can put a stop to the illegal and shameless actions of your credit, and the Law Office of Barry W. Rorex works to provide cost-effective and immediate solutions.
Creditor harassment lawyers serving Tucson, AZ fight unfair and abusive behavior
Arizona is subject to the Fair Debt Collection Practices Act (FDCPA), which is in place across the entire United States to protect consumers from excessive and unreasonable means of collecting on a debt. The FDCPA is a strict liability law that prevents creditors from doing a number of fairly common practices. If you have received what you feel to be an abusive or harassing phone call, a false threat or legal notice, a call before 8 AM or after 9 PM any day of the week, or a call to a place of employment, friend, neighbor, or family about your debt, a creditor may be in violation of the FDCPA. The Law Office of Barry W. Rorex is dedicated to making sure the people of Tucson are not subject to creditor harassment and have an experienced lawyer at their side willing to take on the biggest bank or creditor to protect their rights.
You also have rights as a consumer under the Fair Credit Reporting Act (FCRA), which regulates the use of consumer credit information. The FCRA protects you from consumer reporting agencies furnishing false information, retaining negative information for an excessive period, or denying you one free credit report per year. If a creditor has violated either the FCRA or FDCPA, a consumer may be able to recover actual damages or an amount set by law, as well as reasonable attorney’s fees, and potential punitive damages.
When you consult with creditor harassment lawyer Barry Rorex, you will learn whether your rights have been violated. In addition, after careful review of your financial status, it can be determined whether Tucson Chapter 7 or Chapter 13 personal bankruptcy would be a beneficial option. Both of these forms of personal bankruptcy put an automatic stop to all creditor actions on your debt.
Creditors and debt collectors have the right to collect what they are owed, but they do not have the right to intimidate and harass people in any manner they choose. A Tucson creditor harassment attorney can put an end to the phone calls and letters and put you back on the road towards financial health.
Stop Creditor Harassment Now. Call Tucson Attorney Barry Rorex.
For a free initial consultation, contact The Law Office of Barry W. Rorex at 520.495.7596. Our office is conveniently located in the heart of downtown Tucson and serves the areas of Pima County and all of Southern and Central Arizona. Spanish and Korean services are available.